February 5, 2025 | Your Inbox Last Night

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Links to the Newsletters in Today’s Episode:

Banking Dive | OCC issues CRA ratings for banks in Ohio and Illinois | link

The AI Report | OpenAI’s future plans leaked | link

Payments Dive | Democrats push back on Trump’s payments policy upheaval | link

Biometric Update | Scotland launches center for digital trust and DLT | link

Global Government Fintech | Papua New Guinea explores CBDC proof of concept | link

The Paypers | Worldpay to acquire Ravelin | link

The Paypers | Banks urge Australia’s Parliament to modernize payments regulation | link

The Paypers | Trump grants Musk-linked team access to federal payments system | link

Digital Transactions | PayPal points to a “best-in-class” checkout experience | link

Digital Transactions | AI-driven cyber fraud rise prompts Worldpay’s Ravelin acquisition | link

This Week in Fintech | Emerging fintech AI agent architecture | link

Marcel van Oost Substack | N26 completes transformation into a full-service digital bank | link

Glenbrook | Payments strategy and industry insights | link

Fashion Network | WeChat Pay launches in North America | link

Finextra | Fintech Cushion shuts down | link

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